What is the best payment provider of 2024

Best payment provider of this year

To start a successful online store you need a good payment provider. A payment provider offers payment methods such as credit card, PayPal, Klarna, Bancontact, iDEAL and many others. These payment providers make it possible for your customers to pay as easily as possible. The payment provider (also called a payment gateway) processes the transactions and ensures that they are subsequently credited to your account. Which provider suits you best depends on your requirements and wishes. In this article we discuss some of the best payment providers of 2024.

6 aspects to pay attention to when choosing your payment partner

Choosing a payment provider depends on several factors. Depending on your requirements and wishes, you can choose the payment service provider that suits you best.

With which e-commerce solution should the payment provider connect?

The e-commerce solution you use is one of the most important factors to take into account when choosing a payment provider. If a provider does not support your solution, this provider will quickly drop out. So investigate which payment gateways the e-commerce solution you use or want is linked to. If you use WordPress, there is a good chance that a link is possible, whether or not via the Pronamic Pay plugin.

Which payment methods do you need?

Offering the correct payment methods is an important part of the checkout process. You want to make it as easy as possible for your customers to pay. Therefore, look carefully at which payment methods you want to offer and offer the customer multiple options. In any case, make sure that you offer the most commonly used payment method(s) within a specific country. For example, iDEAL is by far the most popular payment method in the Netherlands, Bancontact in Belgium and you can offer Giropay or PayPal in Germany. In addition, credit cards are widely used worldwide.

If you know which payment methods you want to offer, you can look at which payment providers offer these methods and what rates they charge.

What rates does a payment provider charge?

As a webshop owner, you want to keep your costs as low as possible. It is therefore very interesting to look at the rates for payment methods from providers. Also look at the most commonly used payment method in your webshop. The lowest rates for this payment method can be a reason to choose a payment provider for your webshop.

Is a payment provider active in your country?

In addition to the most commonly used payment methods, you should also check whether a payment provider is even active in a country. Not every payment provider accepts customers from every country. For example, there are payment providers that are only active in one country, or in several European countries. Wherever there are payment providers that accept customers worldwide. So check carefully whether you are even eligible to become a customer of a payment provider.

What links does the payment provider have with other platforms?

Being able to receive payments is nice. How you handle follow-up processes such as administration is perhaps just as important. Payment providers often have links with other platforms, such as administration packages or CRM packages. If you use such a package, check whether a payment provider can connect to it. You can save yourself a lot of work by being able to exchange information or automate processes.

How is the payment provider known?

In terms of reliability, payment providers must meet high requirements before they are granted a license to function as payment service providers (PSP). This supervision is often carried out by national banks.

However, reliability does not say much about what a PSP is known for. You can investigate this by reading the experiences of other parties. Many customers leave reviews on review platforms such as Trustpilot or Google Reviews.

Does the payment provider support integration partners?

The ability to link the services of a payment provider to other platforms can also be an important factor in choosing a payment provider. Such connections are often made by other specialized companies. A payment provider that invests in collaboration with these companies recognizes the added value of these connections and the companies behind them. Many payment providers therefore have a partner program with which they stimulate collaborations and links with other platforms. It can be nice for you as a customer to choose a payment provider that invests in this. This gives you as a customer more guarantee that the connections you use are good and will continue to work well in the future.

What is the best payment provider for WordPress?

Because Pronamic Pay is a WordPress plugin, we specifically focus on payment service providers (PSP) that are supported through this plugin. We try to give honest advice, so the payment providers are treated in alphabetical order.

Pronamic Pay supports all payment providers below for your webshop and links them with 11 popular WordPress plugins. Have you made a choice for a PSP? Start with Pronamic Pay.


Logo of payment service provider Adyen

Payment service provider Adyen is one of the largest providers worldwide. This Dutch party has global coverage, with a presence in more than 200 countries, and is mainly used by larger companies.


  • Coverage: With Adyen it is possible to accept payments worldwide. Adyen has global coverage, allowing merchants to receive payments in all major markets worldwide. Consider, among other things, one-off payments or recurring payments via subscription models. In addition to online payments, Adyen also offers payment options for in-person payments and cross-channel payment solutions.
  • Prices: Adyen only charges transaction costs and no fixed monthly costs are charged. The transaction costs consist of Adyen's processing costs of € 0.11 + payment method costs (such as € 0.22 for iDEAL).
  • Integrations: Adyen has numerous plugins available for various major e-commerce platforms. If a connection is not yet available, a customized solution can be realized with Adyen's APIs.
  • Onboarding: Creating a test account is simple and free. With this account you can make test payments, invite team members, develop (and test) an integration and request a live account. To apply for a live account, several documents must be provided, such as a company registration and proof of identity, after which a contract with Adyen can be entered into.
  • Annual revenue: For merchants who want to connect to Adyen, a minimum annual turnover of € 5,000,000 is recommended.
  • Fraud prevention: For the purpose of fraud prevention, Adyen takes strong security measures to protect both themselves and affiliated customers.
  • Reporting & analysis: Affiliated merchants gain access to comprehensive reporting and analytics tools that help them understand transactions and make data-driven decisions.

If you are looking for a payment solution with worldwide coverage, Adyen could be an interesting party to investigate. You can find detailed information about them on their own website, where you can also contact them about the possibilities. If you then want to connect Adyen to WordPress, Pronamic Pay is a reliable solution.

To know more about Adyen, read everything here adyen.com.


Logo of payment provider Buckaroo

Buckaroo is a Dutch payment provider where Dutch and Belgian companies can register. They offer an extensive number of payment methods and therefore have good international coverage.


  • Coverage: Only companies from the Netherlands and Belgium can join Buckaroo. With more than 40 payment methods, these companies can offer worldwide coverage to receive payments.
  • Payment options: In addition to online payment methods, Buckaroo also offers in-person payment options and PIN devices can be purchased from them.
  • Prices: Buckaroo only charges fees for each successful transaction. Buckaroo's rates are quite competitive, including €0.26 for iDEAL and €0.23 +1.8% for credit card payments.
  • Integrations: Buckaroo has developed plugins itself for various integrations. Such as for Magento, Shopware and WooCommerce.
  • Onboarding: Registering with Buckaroo takes 4 steps. Create an account, then install a plugin, send the additional information and start payments once approved.

As mentioned, Buckaroo can only be used by Dutch and Belgian parties. Due to the wide range of payment methods, they do offer worldwide coverage. Buckaroo has its own WooCommerce plugin. A total of 11 WordPress plugins are supported via Pronamic Pay.

Want to know more about Buckaroo, read everything here buckaroo.nl.


Logo of payment service provider EMS

EMS stands for European Merchant Services and as the name suggests, they mainly focus on the European market. They offer both online and in-person payments


  • Coverage: EMS has a clear focus on the European market. They accept merchants from most European countries.
  • Payment options: EMS supports 15 of the most popular online payment methods. From iDEAL to Klarna, credit card and Apple & Google Pay. EMS also offers in-person payment options.
  • Integrations: Plugins are offered for 8 major e-commerce platforms. Which have been developed in-house or by an external party.
  • Prices: EMS charges both monthly rates and transaction costs. Online payments are charged €9.95 per month. Together with Pay. they do use the lowest iDEAL rate, namely € 0.25 per transaction.
  • Onboarding: Joining EMS takes three steps. First you request a test account, with which you can test all functions. You can then request a live account and sign a contract. You can then actually start receiving payments.
  • Reporting & Analysis: as a merchant you have access to payment details via the My EMS environment. This way you can see what is going on in your company with clear reports.

EMS has a clear focus on Europe, with online payment methods that are also widely used in this part of the world. EMS also offers solutions for offline payments, but they do charge monthly costs for this.

Want to know more about EMS, read everything here emspay.nl.


Logo of payment provider Mollie

Mollie is a European payment provider with a presence in more than 20 countries. They want to be the payment solution for every company.


  • Coverage: With a presence in more than 20 European countries, many European merchants can register with Mollie.
  • Payment solutions: Mollie offers both online and in-person payment options. For example, a payment can be received on location using a mobile PIN device. As well as via all kinds of online international payment methods for web shops.
  • Integrations: Mollie has a large community of developers who offer links/plugins for commonly used e-commerce solutions.
  • Prices: Mollie only charges transaction costs. Each payment method has its own rates. Depending on the number of transactions and the transaction value, more favorable rates can be agreed. For example, an iDEAL transaction costs €0.29 and a credit card payment from €0.25 + 1.8%.
  • Onboarding: Becoming a Mollie customer is very easy. An account can be created from the website that you can also use directly to receive test payments. To receive real payments, you must provide multiple documents such as company registration and link a business checking account.
  • Reporting & analysis: Mollie's dashboard provides extensive payment information about all transactions. Successful, failed, expired transactions, as well as payment methods used, turnover per day, month or year. Allows merchants to grab transactions and make usage decisions.
  • Partners: Mollie invests in one good affiliate program, this can be seen, for example, in the large number of integrations developed for them. Through this program, Pronamic is also a Gold partner of Mollie.

Mollie has the image as the payment provider for every type of organization and easy to get started. This is also (partly) correct. Of all payment providers, Mollie has the most connections (100+) available, such as its own WooCommerce plugin. Pronamic Pay has several free WordPress plugins for Mollie, including support for recurring payments.

Want to know more about Mollie, read everything here mollie.com.


Logo of payment provider MultiSafepay

Payment provider MultiSafepay is located in the Netherlands and Spain. They accept customers from 8 Western European countries.


  • Coverage: MultiSafepay (MSP) accepts customers from 8 Western European countries, namely: Belgium, Germany, France, Italy, Luxembourg, the Netherlands, Portugal and Spain. With offices in the Netherlands and Spain, these countries are also the most important for MSP.
  • Payment options: Online, in-person and omnichannel payments are supported by MultiSafepay. They offer more than 40 payment methods.
  • Prices: MSP only charges transaction fees. Although not communicated on the own website. The costs consist of two parts, namely a fixed rate of € 0.10 + a rate per payment method. Such as € 0.19 for iDEAL and € 0.15 + 1.8% for a Mastercard payment.
  • Integrations: More than 35+ integrations for e-commerce solutions are supported.
  • Onboarding: You can register with MultiSafepay via their website. A merchant can create an account here to start with MSP. After creating an account, test payments can be made immediately. After checking MSP, receiving real payments will be activated.
  • Reporting & Analysis: Merchants get access to their own MultiSafepay account, which gives them insight into all payment data via a dashboard. MultiSafepay has also developed its own risk and analysis tools.

MultiSafepay is mainly active in Western Europe, with a clear focus on the Iberian Peninsula. If you are active in the countries mentioned, or if your primary target group is in one of these countries, then it is worth investigating MultiSafepay.

Would you like to know more about MultiSafepay? Read everything multisafepay.com.


Logo of payment provider Pay.

Pay. is a Dutch payment provider with European coverage in relation to accepting merchants. They offer a wide range of payment methods and focus on both online and in-person payment options.


  • Coverage: Pay accepts customers from 28 European countries. This gives them almost complete European coverage.
  • Payment solutions: All commonly used online payment methods are supported by Pay. In addition to online, 'in-store' payments can also be offered with PIN terminals.
  • Prices: Pay. has multiple subscriptions with a free variant and two paid options. With the free variant, only transaction costs are charged. For parties with larger transaction volumes, paid subscriptions can offer more favorable transaction costs.
    Pay. also offers the most affordable iDEAL rate in the Netherlands at €0.25 per transaction.
  • Technical integration: Pay. has APIs available that allow existing systems to connect to the payment solutions. Plugins are already available for various larger existing services that can easily be linked to Pay. can be placed to receive payments.
  • Onboarding: Start with Pay. is relatively simple. After completing the registration form, you will immediately receive your own dashboard with which you can test. Once you have provided all the necessary information, you can also receive real payments.

Pay. offers a large number of payment methods, offering worldwide coverage with the internationally commonly used methods. Pay. has one of the best rates for payment methods. If you are looking for a payment provider with a wide range and low costs, Pay. be a good choice.

To know more about Pay., read everything pay.nl.

Rabo Smart Pay

Logo of the Rabobank.

Rabo Smart Pay is Rabobank's payment solution for allowing customers to pay. Rabobank is a Dutch bank and only connects merchants who bank with Rabobank.


  • Payment options: Rabo Smart Pay is the umbrella name for all payment options that Rabobank offers for business customers. Payments can be received both offline and online. The number of online payment methods is limited to 8. Including iDEAL, Bancontact, PayPal and credit card.
  • Prices: Rabobank charges a subscription fee of €10.00 per month + transaction costs for the payment method used, such as €0.25 for an iDEAL transaction and 1.9% for a credit card transaction.
  • Integration: Rabobank has APIs available that can be used to develop an integration. Various partners are affiliated with Rabo Smart Pay, including Pronamic with the Pronamic Pay plugin.
  • Onboarding: Smart Pay can only be used if you have a business checking account with Rabobank. If you are not yet a customer, you will first have to open a bank account and then apply for Smart Pay. If you are already a customer, onboarding is quite simple because Rabobank already has your data.

If you are already a Rabobank customer and want to keep everything under one roof in terms of checking account and receiving payments, then Rabo Smart Pay could be a service for you. Please take into account the limited number of online payment methods and the associated costs.

All information about Rabo Smart Pay can be found here rabobank.nl.

What is the best payment provider?

There is no clear answer about which payment provider is the best. All parties mentioned are reliable and have competitive rates. Which payment provider suits you best depends mainly on your needs. What can best help your webshop or (fundraising) website? Which provider can best provide this? That is the best payment provider for you.

Payment provider WordPress plugin

Almost every payment provider has its own WooCommerce plugin. This has often been developed (or had developed) by them themselves. However, Pronamic Pay plugin is the #1 payment solution for WordPress. You can use the plugin for all of the above payment providers. In addition, the plugin was developed by real WordPress experts and you can use our excellently rated support (4.8 out of 5 stars).

So whether you are looking for the best payment provider for WooCommerce, Gravity Forms, MemberPress or one of the other 11 plugins. Choose Pronamic Pay and you can start receiving payments within minutes.

Start Today

Pronamic Pay is the #1 payment solution for WordPress. Within 5 minutes you are up and running and you can process payments via WordPress.

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